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Sigma Asset Financial logo

In partnership with Sigma Asset Financial

Finance and cover, arranged for you.

Home loans, vehicle finance and short-term insurance, submitted to South Africa's major banks and insurers so you secure the strongest terms without the legwork.

The multi-bank advantage

One application. Every major bank.

Applying to a single bank yourself typically converts at 35 to 40 percent. By submitting to the full panel at once and letting them compete, we lift approval rates to between 77 and 84 percent.

  • FNB
  • ABSA
  • Standard Bank
  • Nedbank
  • Investec
  • Bidvest
  • Capitec
77-84% Approval rate through Sigma
35-40% Typical rate applying direct

What we arrange

Three ways we put you in a stronger position.

Home loans

Mortgage origination


We prepare your bond application and submit it simultaneously to the major banks, then negotiate the competing offers down to the best rate and terms. From expert application coaching to guided documentation, we manage the process from first submission through to registration.

  • Submitted in parallel to the full bank panel
  • Multiple competing quotes negotiated on your behalf
  • Application coaching and document guidance
  • Managed from submission to registration

Asset finance

Vehicle finance


Vehicle and asset finance structured and submitted to the bank panel for competitive rates, whether for a single vehicle or a commercial fleet. We package the deal, present it well and secure terms that fit the business.

  • Personal and commercial vehicle finance
  • Fleet and equipment finance
  • Competitive rates across multiple funders
  • Deal packaged and presented for approval

Risk cover

Personal & commercial insurance


Short-term insurance facilitated through Sigma Asset Financial, covering vehicles, fixed assets, liability, commercial fleet and business interruption. We assess your exposure and make sure the right cover is in place long before it is ever needed.

  • Vehicle and fixed-asset cover
  • Liability and commercial fleet
  • Business interruption
  • Needs-based exposure assessment

Speak to us

Let us get you the best terms

Tell us what you are financing or insuring and we will put your application in front of the right institutions.